UniqueHomesofCharlottesville

            Financing and Mortgage Info

 

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

Mortgage Brokers and Other Lenders
When you are ready to contact a mortgage broker or other lender regarding your financing needs, you can count on my experience to point you in the right direction. To help you get started, I update this website regularly with direct links to mortgage brokers and other lenders who I have worked with successfully in the past.

Matt Hodges,
Compass Home Loans 1414 Sachem Place Suite 2 Charottesville, Virginia 22901

Email: matt@compasshomeloans.net

 

Toll Free: 866-726-0513 Direct: 434-817-5122 Mobile: 434-409-0797

 

Judy Ward, VP, Branch Manager
AccuBanc Mortgage Corporation
2205 Fontaine Avenue
Charlottesville, VA 22903

Email:

Judy.Ward@ncmc.com

Office:

434-971-1596

Web Site: www.accubanc.com/judyward

Steve Hargett, Home Loan Consultant Countrywide Home Loans
1807 Seminole Trail, Suite 203
Charlottesville, VA 22901

Email:

steve_hargett@countrywide.com

Toll Free:

888-249-8479 Ext. 4734

Office:

434-974-4734



 

Mike Platt, Loan Consultant Metrocities Mortgage 300 Preston Ave. Suite 501 Charlottesville, VA 22902

Email:

mplatt@metrocitiesmtg.com

Office:

434-295-1944

Mobile:

434-760-2801

Ty Smith - VP, Branch Manager
Sun Trust Mortgage
672 Berkmar Circle
Charlottesville, VA 22901

Email:

Ty.Smith@suntrust.com

Office:

434-979-6003

Toll Free:

800-482-3949

Mobile:

434-466-5293

Ken Dixon, Loan Officer
C & F Mortgage Corporation

Email kdixon@cfmortgagecorp.com
Office: 434-974-1450
Fax: 434-974-6870
Toll Free: 877-935-2733
Cell: 434-906-KEND

Karen Dowell Morris-Asso Dist. Mgr
GMAC Mortgage Corporation

620 Woodbrook Dr. Suite 2
Charlottesville, VA 22901

Email:

karen_morris@gmacm.com

Office:

434-975-4622

Toll Free:

888-490-4622

Mobile:

434-531-6948

I am Here to Help!
Obtaining financing is a complex and often confusing process. If you need any help, please
contact me to discuss your real estate goals and request information about your financing options. I am always available to discuss your options and to help you obtain the type and amount of financing most appropriate for your needs.

 

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

 

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

 

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.